Jon Stewart Vs. Jim Cramer

If you're going to survive this depression, you have to know what's really going on.

Stefan Molyneux is always helpful in that regard. In this video he shares some interesting thoughts on the Jon Stewart Vs. Jim Cramer spat.



The more you know about what's really happening, the better off you'll be.

A Glimpse Of The Future?

I read a very interesting article today. It's by Gerald Celente, and it's called The Collapse Of '09.

Here is an excerpt:

In 2009, the focus will broaden to include a range of calamities that will leave no sector unscathed. Next in line is retail, which accounts for some 70 percent of consumer spending, 26 percent of which is holiday sales.

After the numbers are tallied to reveal a dismal retail Christmas, more big chain bankruptcies will follow. Besides leaving masses unemployed, defunct retailers will leave behind thousands of empty stores. Who will rent them? Nobody!

Add to these empties commercial space vacated by defunct financial firms and an array of troubled businesses, from restaurants to architectural firms, to high-tech operations, to offset printers, etc., etc. The inescapable result (that we predicted over a year ago and is only now being discussed in the business media) is a commercial real estate bust that will be costlier, wreak greater havoc and prove more intractable than the residential market decline.

Because most people don’t live and shop on Wall Street, the "Panic of ’08" was viewed by Main Street as if from afar – even though many were losing money. But when commercial real estate crashes, it will hit much closer to home. The depressive atmosphere of thinly shopped, half-vacant malls will strike emotional chords and all the senses.

In office buildings, vacant floors and empty cubicles will dampen the workday spirit of the still-employed; ever-present reminders of laid-off friends and colleagues and of the fragility of employment.

Abandoned, untended business and industrial parks will highlight the already mournful scene. In cities studded with soaring towers and new construction predicated on eternal economic growth, streets lined with "For Rent/For Sale" signs will complement stilled cranes and uncompleted buildings.

You should really go read the whole thing. It's worth it.

I think he's right. That's it's going to start feeling more like a depression. Already in my city things are starting to slow down. People are leaving the city, trying their luck elsewhere.

There isn't much commercial real estate vacant, but we had a lot of trouble getting a roommate for my basement suite. We finally found somebody, but it wasn't nearly as easy as it was couple years ago.

The boom is definitely over.

This kind of thing just makes me redouble my efforts. I am determined to add more income streams, so that if the bottom does fall out of retail, I won't end up homeless or something.

I have started another blog about how to get the most out of your laptop. People will need to become ultra-productive if they want to remain employed or find a new job if something happens.

Using mobile computing technology properly can help them do that. So go visit my new blog called Best Rated Computer Laptops.

I just started it so don't expect too much to start with. I am going to review laptops and laptop accessories and share my favorite programs and utilities to get the most out of your laptop.

That's it for now. Thanks for reading.

How Did People Survive The Great Depression... Without Ending Up A Hobo!?!

I've been hearing a lot lately about a second Great Depression. I'm not sure we're actually going to see something that bad, but I want to make sure I'm prepared in case it happens.

I have been really paranoid lately about losing my job. I'm a salesman, and I'm pretty good at my job. But I've noticed lately that fewer and fewer people are coming into the store and those who do come in are shopping around more.

It's always a matter of more time or more money. People seem to have more time lately. Maybe it's because their hours are being cut back. I'm not sure.

Anyway, I'm trying to develop other forms of income, as I've mentioned before. My paychecks are already getting smaller. I want to replace my old income. That way, if my paycheck disappears completely, I won't be destitute. I will have some income.

My dream is for my multiple streams of income to actually match my paycheck. Then I can keep working at my job because I like it. That way I can stay flexible, if they have to cut my pay more.

How Do You Handle A Recession... Without Begging Off Friends, Family, Or The Government?

Lots of people are scared out there. Most people are talking about a global recession. Others are even talking of a global depression. Things could get really ugly out there, and unless you prepare now, you and anyone who depends on you are going to suffer.

Look, I'm not trying to scare you. I'm just saying you should be prepared. Whatever you call it, some bad times are coming.

But you still have time to act. If you make some simple changes now, you can handle a recession or a depression or anything else this crazy economy throws at you. So don't worry about it! Just open your mind, and start thinking of what you can do about it.

Yes, don't think that a recession or even a depression is the end of your life. You can choose how you'll react. Remember that you are a thinking and acting human being. You don't have to go down just because everyone else thinks they are and you should.

What can you do? Start by making sure you're the best at your job. Make sure you are excellent. So important to your company that they'd be in real trouble if you left. That way they will never lay you off.

Basically, if you follow my advice here, you'll only lose your job if your company goes under.

What if that happens? What if your company does fold? If you think it might, then act now. Think long and hard about which industries do well during a recession or depression. Then work now on getting a job in one of those fields. The sooner you act, the better.

You also shouldn't limit yourself to only one pay check. Have a few different “income streams.” That way, if you do lose your job, you will still have some money coming in.

Think of your financial life as a lake. Money flows in from your job, and flows out as you spend it on your expenses. If you lose your job, then the lake may go dry. Then all your fish and other waterlife will be in real trouble.

But, if you have a few different income streams, at least some money will be trickling in while you are looking for another job or working on getting some money out of the government.

What kind of income streams should you develop? There are many of them, but you should work on building as many passive income streams as you can.

This is not the time to fall asleep on the job because you've been up all night moonlighting. You want to shine at work, not move up the boss's cut-list.

There are many passive income streams. Just type passive income stream into google, and you can read about thousands of them. Spend a night reading. Then start acting. Don't put this off. The longer you wait to start, the harder it's going to be.

Some People Are Saying That Fapturbo Is Nothing But A Fraud

FAPTURBO is a forex expert advisor that can help you make money in the forex market.

I heard that some people are saying that Fapturbo is nothing but a fraud... that it's just some scam.

The authors recently had to blur their faces on their website, because they're being harassed so badly.

This is so stupid. Here they are trying to help out the forex community, and people are attacking them.

I don't know if their program will work for everybody, but they offer a money-back guarantee. If it doesn't work, just ask for your money back. They will give it to you.

If you don't want to use it, don't. But there's no reason to attack them.

Yeesh.

Learn From Other Forex Traders

You can learn a lot by reading books and articles about forex trading, but you shouldn't limit yourself to that. You will never really take your trading to the next level until you go out and meet some other traders. There are some tricks that people won't share until you're in the inner circle.

This isn't as hard as it sounds. You can start by meeting other traders online. Visit some forex forums. Read some threads before you post anything. Each forum is different, and you don't want to antagonize anyone.

How can you find some forex forums? That's easy. Just google: forex forum. You will find plenty to visit. Poke around until you find a few you really like.

Of course, you shouldn't limit your networking to cyberspace. Also meet up with local traders. It's easy to find them. Just go to Meetup.com and search for a forex trading meetup group in your city.

Take the same approach with the meetup group as you did with the forums. Don't show off. Just show up and listen the first few times. Once you get to know some people, you can start to participate more.

There are plenty of other ways to learn about forex trading. But these are two of the best ways to take your forex trading to the next level.

Are Forex Robots Scams?

Have you heard of Forex robots? They are computer programs that will analyze the market and trade for you.


Obviously, this sounds too good to be true. How can a computer analyze the market? How, especially, can your home PC analyze the market?

That's a good question. It may sound too good to be true, but I still think it's worth investigating. Here's why...

I don't want to drown myself in charts. I have better things to do than stare at computer monitors all day.


Anyway, here's how you can test out these robots without risking any of your hard-earned money:

• buy a robot with a money-back guarantee


• test it in a demo account


• return it if it's junk or... let it live trade and make you money

It's true that most of them are probably junk. But, maybe some of them actually work. That's why I'm going to test them over the next few months, while I'm also building my Forex skills.